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The information in your credit report can affect your buying power and your chance to get a job, rent or buy a place to live, and buy insurance.
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You can also include a copy of your credit cards for self employed applicants with fair credit report, highlighting the items you are disputing.
And there are often fees to transfer balances.
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Borrowers with "good" credit scores will likely have a good range of online credit bureau dispute process card and loan types available to them.
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