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This card is worth getting because it has a $0 annual fee, does not require a big deposit, and reports to all three major credit bureaus on a monthly basis.
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Opening a subprime credit card review card is extremely costly.
It’s hard to say what percentage of 18-year-olds have a credit card, since the information collected by different sources focuses on groups belonging to an age range, rather than groups of a specific age.
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The APR is in the 25% to 30% range — fine if you pay the statement balance in full every month, expensive otherwise.
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